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Tag: negative amortization

New RBI Rules about Loan Penalty and Wider Choice to Borrowers When Interest Rates Rise

Deepesh Raghaw

September 5, 2023

The Reserve Bank has come out with two separate circulars in the middle of August 2023. First about levy of penal interest and the second about the reset of interest rate in retail floating rate loans. We discussed both these topics when the RBI broached these topics for the first time. Coming Soon: EMI Defaults… Continue Reading

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