Your laptop has just conked off. A new laptop would cost you Rs 75,000. While 75,000 may not be a big amount for you, you foresee some stress on cash flows and would prefer not to pay at one go. A simple way out is to pay through your credit card and convert the purchase… Continue Reading
When you buy a product from an e-commerce website, you have multiple options to pay through credit. You can pay in full or through merchant EMIs. You can pay in full and later request your bank to convert this purchase into a loan (EMIs). OR you pay in full and take out a separate personal… Continue Reading
If you have linked your RuPay credit card to your UPI app (Paytm, GPay, Phonepe), you would have noticed that you must pay in full. With UPI payments, you cannot buy on EMIs. However, going by a new NPCI circular (Introduction of New Features for Credit accounts) dated March 29, 2024, this is about to… Continue Reading