Loan against Car from HDFC Bank

We have discussed several ways of raising funds in times of need. We have talked about many other ways of raising quick funds such salary loans, personal loans, gold loans, loan against securities or mutual funds. In this post, let’s look at another way of raising funds in times of need — Loan Against Car. I am not… Continue Reading

SBI Loan against Property (SBI LAP)

In an earlier post on Loan against Property, we had discussed the product in detail. In this post, we look at Loan against property product from State Bank of India. SBI Loan against Property (SBI LAP): Salient Features Loan amount up to Rs 7.5 crores Loan Tenure of up to 15 years Loans extended against… Continue Reading

All You Need to Know about DHFL New Home Loan

In this post, let’s look at New Home Loan product from DHFL (Dewan Housing Finance Limited). At the outset, I must concede that there is nothing special about this product. It is a plain vanilla home loan product. As simple as it gets. There is no fancy feature in this product that requires a deeper… Continue Reading

HDFC Bank Digital Loans Against Mutual Funds

I had written a post on loan against securities earlier. However, the process always seemed a bit drawn out. It can easily take up to 5-6  days to avail the facility. HDFC Bank has come out with a loan facility — Digital Loans against Mutual Funds or Digital LAMF — where you can pledge your… Continue Reading

How Much Loan Can I Get?

If you fancy making asset purchases on credit, you would want to be aware how much loan amount you can get. I am not talking about minor purchases where you can simply swipe your credit card. Once the credit card is approved, you can use your card, subject to credit limit, wherever you want. The bank… Continue Reading

Muthoot Finance Gold Loan Products

In this post, I will list down various gold loan products from Muthoot Finance. We have done a primer on gold loans in an earlier post. We have discussed a gold loan product from Axis Bank too. Coming to Muthoot Finance, you will be amazed at the number of loan products a gold loan company like… Continue Reading

Axis Bank Gold Loan — A Review

Most Indians have a fondness for gold. And it is not just for ornamental purposes. Many use it for investment too. It is an asset they think they can always rely upon in case of any needs. Fair enough. In an earlier post on gold loans, I had discussed how you can use your gold to take… Continue Reading

ICICI Bank Extraa Home Loan – Our Review

In an earlier post, I had talked about ICICI Bank Step-up Home Loan, where the applicants could get higher loan eligibility than regular home loans due to moratorium on principal repayment for a few years. However, the limitation with Step-up loan was that the maximum age was capped at 40 years, the loan tenure was… Continue Reading

Gold Loan — Unlocking Cash for Emergency Needs

Consider these two scenarios. You quit your job to start a business and need an instant loan. It is unlikely that you will get a quick loan from banks. There are many banks that offer personal loans instantly. However, this facility is available to customers with high income levels and good credit history. You just… Continue Reading

SBI FlexiPay Home Loan Scheme

State Bank of India has recently come out with a home loan product, SBI FlexiPay Home Loan scheme.  As with all the SBI home loan products, it has created a lot of buzz among the prospective borrowers. In this post, I will discuss the important features of this scheme and what makes it different from… Continue Reading