How to Increase Your Home Loan Eligibility?

You have applied for a home loan but you are worried that you may not get the requisite amount. In an earlier post, I had discussed aspects that the banks consider while calculating your loan eligibility. In this post, let’s use the findings of the aforesaid post and see how you can increase your loan… Continue Reading

Converting Credit Card Outstanding into EMIs

Recently, I got a promotional email from a bank to convert credit card outstanding to EMIs. The EMI amount will be added to the credit card statement every month. I have discussed such deal structures in much greater detail in an earlier post. However, there have been a few interesting developments in the payments space that such… Continue Reading

Loan against Securities from Bank of Baroda

In times of need, when a personal loan is not an option, many of us have to offer collateral to the bank/credit institution to get a loan. In many of our earlier posts, we have discussed loan against gold jewellery, loan against property, loan against insurance policies and loan against financial investments (securities). Since gold, insurance… Continue Reading

Comparison of Education Loan Schemes from Punjab National Bank

In this post, let’s look at a few education loan products from Punjab National Bank. We will compare four education loan products from PNB. PNB Saraswati (For higher education in India) PNB Pratibha (For admission to premier institutes such as IITs/IIMs/AIIMS) PNB Udaan (For higher education abroad) PNB Kaushal (For pursuing vocational education and training)… Continue Reading

Loan against Car from HDFC Bank

We have discussed several ways of raising funds in times of need. We have talked about many other ways of raising quick funds such salary loans, personal loans, gold loans, loan against securities or mutual funds. In this post, let’s look at another way of raising funds in times of need — Loan Against Car. I am not… Continue Reading