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Tag: employee

Tax-Free Loans from Employer: How the Rules Have Changed?

Deepesh Raghaw

April 25, 2026

Your employer offers you a loan at 4% per annum. The bank would charge you 12%. Sounds like a great deal. But is the entire benefit tax-free? Not necessarily. The rules around this have changed significantly with the Income Tax Act, 2025, applicable from financial year 2026-27 (April 1, 2026 onwards). In this post, let… Continue Reading

Pay Tax on ₹25 Lakhs or ₹21.4 Lakhs? The Simple Truth About Employer Car Leasing

Deepesh Raghaw

April 20, 2026

What would you prefer? Paying tax on Rs 25 lacs or paying tax on Rs 21.4 lacs? Silly question, right? You would obviously prefer the lower taxable income. That’s exactly what a car lease through your employer can do for you. And no, this is not some aggressive tax avoidance trick. This is a legitimate… Continue Reading

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Recent Articles

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  • Debt Consolidation: Silver Bullet or Slippery Slope?
  • RBI to Banks: Online Fraud: Prove Your Customer Was at Fault OR Pay up
  • Tax-Free Loans from Employer: How the Rules Have Changed?
  • Basic Salary, HRA, Gratuity: Changes from April 1, 2026 and What It Means for You?
  • Pay Tax on ₹25 Lakhs or ₹21.4 Lakhs? The Simple Truth About Employer Car Leasing
  • What is an ideal home loan EMI to net take-home loan salary ratio?
  • Why RBI does not allow banks to lend against gold mutual funds and gold ETFs?

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  • Home Loan Interest Rates — As of July 1, 2025

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