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Tag: citibank

Citibank Launches Home Loans Linked to 3-Month Treasury Rates

Deepesh Raghaw

March 23, 2018

Home loans are offered at a spread over the benchmark. Typically, the benchmark is related to cost of funding for the bank. For instance, MCLR (Marginal Cost of Funds based lending rate) and Base Rate are based on cost of funding for the bank. The quantum of spread depends on multiple factors including quantum of loan, nature… Continue Reading

SBI MaxGain – Why should you choose this home saver loan?

Poornima

January 3, 2014

Most home loan borrowers face the dilemma of whether to use their monthly savings to prepay their loan or set it aside for emergencies. In most cases, the extra money just sits in their savings accounts earning below par (and taxable) interest. A home saver loan lets you have the cake and eat it too.… Continue Reading

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