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Got a Home Loan from HDFC? How Does the HDFC-HDFC Bank Merger Affect You?

April 18, 2022

You have a home loan from HDFC? In April 2022, it was announced that HDFC will merge into HDFC Bank. You may ask, aren’t these the same? No. HDFC and HDFC Bank are different entities. HDFC is a housing finance company (HFC) and is the promoter of HDFC bank, the bank. If you are still… Continue Reading

You Can’t Rely on Banks to Communicate the Beneficial Changes

Deepesh Raghaw

September 10, 2017

In this post, I will share an example where the bank did not pass the interest rate cut to the customer for a very long time. I found out about this case in an article in MoneyLife magazine. A gentleman took a floating rate loan from HDFC Bank in 2007. The loan was to be… Continue Reading

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