accident insurance Archives

HDFC Insurance Premium Funding (IPF) Loan: Understand before Signing

March 28, 2022

Amit (name changed) approached HDFC for a home loan. The lender sanctioned the home loan and cross-sold a home insurance policy (HDFC Home Suraksha Plus). The home loan amount is Rs 29 lacs, and the single insurance premium is ~95,000. The premium for the insurance plan is quite high. Amit can’t pay such a high… Continue Reading

Taking a Home Loan? Beware of What the Bankers May Sell You

Deepesh Raghaw

October 27, 2018

When you take a home loan, you want to make sure that the loan is repaid even in your absence. After all, you want your family to inherit your house (and not your liabilities). This is a reason why you purchase life insurance. Many times, even banks try to convince/persuade/force you to purchased insurance plans… Continue Reading

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