You need quick funds. You do not want to break your head to optimise your selection. Usually, in such cases, you approach your bank and see if it can give you a quick loan. In this post, let’s review a loan that is instantly available if you own a HDFC Bank credit card. By the… Continue Reading
Are you wary of buying an under-construction property? While under-construction properties are cheaper and offer greater potential for capital appreciation, such properties also come with an element of uncertainty. What if the builder fails to deliver the property on time? Or from what many buyers across the country have faced, the builder fails to deliver… Continue Reading
It began with a small loan that you couldn’t repay on time. Then, you had to take another loan to repay the older one. Your spendthrift ways continued. You had credit cards and you kept making minimum payments and kept rolling over debt. Gradually, things started getting out of control. The high rate of interest… Continue Reading
It is a new year and it is raining new home loan schemes. LIC Housing Finance has launched 2 new home loan schemes in January 2020, “Pay when you stay” and “6 EMI waiver”. In this post, let’s find out about these schemes in detail. LIC Housing Finance: Pay When You Stay Home Loan Applicable… Continue Reading
ICICI Bank has recently launched a car loan product ”Smart EMI” in association with TranzLease (TZL), an automobile leasing company. The loan facility is currently available for corporate and salaried customers. The Smart EMI car loan takes care of the insurance and maintenance of the car too. i.e., you do not have to pay anything… Continue Reading
If you are moving to one of the bigger cities such as Mumbai and Bengaluru, finding a cheap accommodation is not easy. Rentals can be quite high too. However, as a tenant, paying high rent is not the only problem. You need to put up a big security deposit with the landlord/owner too. In Mumbai,… Continue Reading
We regularly discuss unique and innovative loan products on this website. A few weeks back, we had discussed Step Down Home Loans launched by a prominent financial institution. In this post, we discuss a unique home loan product from Axis Bank. Axis Bank has recently launched a new product “QuikPay Home Loan”. Let’s find out… Continue Reading
When you are working, it is relatively easier to raise short term funds in times of need. If nothing else, you can apply for a personal loan. On the other hand, once you have retired, your ability to take a loan from the formal finance sector goes down. However, the need for a loan does… Continue Reading
A gold loan is a quick way to raise funds in times of need. In an earlier post, we had discussed gold loan products from the State Bank of India. With such gold loan products, you can take a loan against physical gold and jewellery. However, purchasing physical gold and gold jewellery is not the only… Continue Reading
Recently, I checked into a bicycle store to purchase a bicycle for my daughter. I noticed there were a few bikes for adults whose cost were as high as Rs. 1.8 lacs. To be honest, I didn’t know that bicycles could be that expensive. I believe those were models for racers, endurance cyclers or those… Continue Reading