Loan Against Bank Fixed Deposit (FD)

Looking for a short term loan to fund an emergency in the family? Among various ways to raise short term debt, a loan against your existing fixed deposit might just be one of the quickest. In this post, I will discuss loan eligibility, interest rate and pros and cons of such loans. We will also… Continue Reading

Focus on Your Financial Goals While Planning for Taxes

As the financial year draws to a close, the hustle for tax-saving products grows stronger. The human resources department of your company is after you for proofs of tax-saving investments.  Last quarter of the financial year is anyways quite hectic. You are already under so much work pressure. Amidst that you need to find time… Continue Reading

An Introduction to Savings and Investments – Part 1

Managing your money involves optimising your earnings by planning your spending and investing your surpluses wisely. You can manage your spending and savings by budgeting for it and sticking to your budget. A Rupee saved is a Rupee earned. Saving involves certain amount of investment savvy for asset allocation to get optimum returns. There is… Continue Reading